Uh...those days are “lost” anyway, you’re just finding your own way to work.Take that the other direction and say "ok I'll take positive space travel and hotels, but no credit". EVEN WORSE IDEA. To use a simplistic example. Pilot only commutes once for an 11 day trip. Lets say it's a 2 hour flight each way. Thats 4 hours of credit (credit, that number that counts towards your days off) that you lose each month. While the credit per day at each carrier varies, 5 seems to be an average compromise. so based on that alone thats 9....NINE potential days off throughout the year that you have lost. If you fly straight domestic and commute multiple times, the problem only gets worse.
Most of the rest of your post is bunk too. My pilot group is the same size as my regional was when I left. MOST of the flying at my base is scheduled Polar stuff that is known ahead of time. Reserbe stuff is just the same as most places, reserve lines in the hub cities with a company provided hotel.
Outstation basing (home or otherwise) has its challenges, but it’s not insurmountable. Gateway is a good middle ground. Plus, if you don’t like it you can still move to base.