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Originally Posted by wheelsup You have no idea how much less stress I have with a zero balance on the credit cards. Living happily doesn't mean you need to go out and buy stuff all the time, IMO. |

So many cool things in life are FREE!
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Originally Posted by wheelsup I think if I had that much debt it would be hard to come to grips with. I don't know what I would do at that point. I can understand their thought process, however. It would certainly suck. |
It depends on your situation. My brother and sister had that much in debt but then they are working jobs that pay well and it's all educational debt so that's one thing. If you rack up $50K in credit card debt, well, that's another one entirely.