Five Days and Still Panic Abound

gurisudenko · August 21st, 2004, 02:57

Five more days until I move into my apartment at Embry-Riddle. I'm still walking a fine line between going to the school I've always wanted, and flying back to New York to think of something else.

There's a $5,000 gap...

I'm a little stressed, but I still feel good and pretty confident that things will work out. Even though I got turned down for two more loans, I haven't given up, and it will have to be a really bitter ending for me to do so!

Just talking to a lot of you guys here on the forums gives me so much inspiration and the energy to want to keep this up. Any encouragement, chocolate, flowers, teddy bears, or money would be appreciated!

Or just seeing you guys on here... *sniffle* I'll keep you updated! *salute*

....(logs off, lurks).... [img]/ubbthreads/images/graemlins/Smilecrunch.gif[/img]

MikeD · August 21st, 2004, 03:21

Enjoy PRC.

RiddlePilot · August 21st, 2004, 04:27

[ QUOTE ]
Enjoy PRC.

[/ QUOTE ]

Mike has the right idea. [img]/ubbthreads/images/graemlins/grin.gif[/img]

Seriously, I'm starting year number 4, and I'm sitting here with a $7500 gap in loans due to financial aid's incompetence. You'll get used to it. [img]/ubbthreads/images/graemlins/smile.gif[/img]

Just hang in there, and go knock some doors down at financial aid until they do what they're supposed to be doing. The whole damn place is a huge bureaucracy, so you just need to do some ass kicking on occasion to get everything done.

CaptainChris87 · August 21st, 2004, 04:39

I fully encourage you to keep finding the proper loans required to suit your 4 years is it??? at ERAU PRC. Keep hoping and praying and your path to your dreams will be ligntened by a golden light from the heavens. Again I will mention Sally MAe?, also look scholarships online, they're literarly Scholarships out there for everything, age, ethnicity, height, student pilots, and even demgraphics..etc... again Good Luck!

RiddlePilot · August 21st, 2004, 04:42

[ QUOTE ]
Again I will mention Sally MAe?

[/ QUOTE ]

PRC dumped SallieMae for Keybank about 9 months back. That's a shame, since SallieMae would approve a chimp for a loan.

Anyhoo, Keybank loans are pretty tough to get. They have really low interest rates, so you or your cosigner has to have really good credit. If you're really having problems getting a loan, don't hesitate to apply with Citibank. Their interest rates are a bit higher, but they're less picky on who they approve.

MissedApproach · August 21st, 2004, 11:12

It's probably too late and I'm sure you've already considered it, but have you thought about ASU? If money's an issue, and seeing as you already live here, ASU is a pretty good option. Scholarships for women are also significant here.

aloft · August 21st, 2004, 13:47

ASU women are pretty significant themselves! w00t!

Personally, I think Riddle is ridiculously expensive. You'd be better off finanancially going to ASU or NAU and doing your flying on the side. Have you considered how you'll be able to afford to pay those loans off on a regional airline salary? I think someone said that the cost of 4 years at Riddle now exceeds $100k.

FalconCapt · August 21st, 2004, 14:10

[ QUOTE ]
You'd be better off finanancially going to ASU or NAU and doing your flying on the side.

[/ QUOTE ]

If you are considering the financial aspect, you might as well forget ANYTHING in Aviation, as it is ALL over priced and rediculously expensive!

gurisudenko · August 21st, 2004, 14:48

Maybe I can get a little orange kitten, and name him Buttons. Then I can bring him to Embry-Riddle, and if they try to kick me out for failure of payment, just explain how the kitten won't have a home and it will be really sad. Chances are whoever was responsible for the final step of getting me off the campus would break down crying because the kitten was so cute, and then would go and tell financial aid about him. Then financial aid would find a million dollars for me and give me another kitten. And I would name him Sparky or Socks. The end!

[img]/ubbthreads/images/graemlins/spin2.gif[/img]

gurisudenko · August 21st, 2004, 15:52

Or I could just get puppies, and go the same route. However, I don't think the results would differ too much.

My dad said he might be able to co-sign on a loan now! [img]/ubbthreads/images/graemlins/laugh.gif[/img] If that happens, I'm all set.

Doug Taylor · August 21st, 2004, 15:55

Are you in PRC now?

CaptainChris87 · August 21st, 2004, 16:21

[ QUOTE ]
[ QUOTE ]
You'd be better off finanancially going to ASU or NAU and doing your flying on the side.

[/ QUOTE ]

If you are considering the financial aspect, you might as well forget ANYTHING in Aviation, as it is ALL over priced and rediculously expensive!

[/ QUOTE ]

Well *COUGH COUGH* sorry, must be a summer flu [img]/ubbthreads/images/graemlins/grin.gif[/img]

as you mentioned FALCONCAPT in the other post when I mentioned about cost and another cheaper option......and I quote:

"Remember theere is a LOT more to your education at ERAU than just building hours... The courses in Meteorology, Aircraft Systems, Navigation, Engines, Flight Physiology, Aeronautics, Aerodynamics, Aircraft Performance, Advanced Avionics, Global Navigation, Crew Resource Management, Safety, Accident Investigation, etc...

Remember there is more to your training than hours and dollars spent..."

So then according to you the costs should be well worth it, (150K or so)

gurisudenko · August 21st, 2004, 16:41

I'll be in Prescott on Wednesday! I can't wait! [img]/ubbthreads/images/graemlins/laugh.gif[/img]

RiddlePilot · August 21st, 2004, 16:49

[ QUOTE ]
I'll be in Prescott on Wednesday! I can't wait! [img]/ubbthreads/images/graemlins/laugh.gif[/img]

[/ QUOTE ]

Oh, it's cool for the first couple of weeks I guess. Then you start living here...waking up every morning and seeing the same granite mountain, dealing with the same drivers...

Have fun in PRC though. [img]/ubbthreads/images/graemlins/grin.gif[/img]

gurisudenko · August 21st, 2004, 16:54

hehehe, that's just like when I went to school in NY...

"Darn snow-covered hills...."

Now I look back on it... :::sigh::: [img]/ubbthreads/images/graemlins/spin2.gif[/img]

FalconCapt · August 21st, 2004, 17:02

[ QUOTE ]
So then according to you the costs should be well worth it, (150K or so)

[/ QUOTE ]

It's all relative... You get what you pay for...

What I was saying in the previous post was that if all someone is going to be concerned about it $$$ they should avoid aviation all together... There is nothing cheap about aviation (except the Regionals payscale, but that is another thread! [img]/ubbthreads/images/graemlins/spin2.gif[/img] )...

Comprende'???

gurisudenko · August 21st, 2004, 17:20

About an hour and a half before the credit decision!!
*crossing fingers* [img]/ubbthreads/images/graemlins/grin.gif[/img]

CaptainMatt · August 21st, 2004, 17:26

[ QUOTE ]
[ QUOTE ]
So then according to you the costs should be well worth it, (150K or so)

[/ QUOTE ]

It's all relative... You get what you pay for...

[/ QUOTE ]

In aviation?!??! So not true! [img]/ubbthreads/images/graemlins/banghead.gif[/img] From what I've seen, the more you dish out, the more of the Shaft you seem to get.

CaptainChris87 · August 21st, 2004, 17:55

uhh sure, comprende! [img]/ubbthreads/images/graemlins/grin.gif[/img]

CaptainChris87 · August 21st, 2004, 17:56

so in the aviation field if I spend 150K to go to a big Av school and /or spend 80K to get a 4 year degree in something else, and get all my ratings, (yes I estimated it would cost around that), the 150K would be wlel worth it?

CaptainChris87 · August 21st, 2004, 17:56

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
So then according to you the costs should be well worth it, (150K or so)

[/ QUOTE ]

It's all relative... You get what you pay for...

[/ QUOTE ]

In aviation?!??! So not true! [img]/ubbthreads/images/graemlins/banghead.gif[/img] From what I've seen, the more you dish out, the more of the Shaft you seem to get.

[/ QUOTE ]

[img]/ubbthreads/images/graemlins/shocked.gif[/img] [img]/ubbthreads/images/graemlins/shocked.gif[/img] [img]/ubbthreads/images/graemlins/shocked.gif[/img] haha j/k [img]/ubbthreads/images/graemlins/tongue.gif[/img]

RiddlePilot · August 21st, 2004, 17:57

[ QUOTE ]
so in the aviation field if I spend 150K to go to a big Av school and /or spend 80K to get a 4 year degree in something else, and get all my ratings, (yes I estimated it would cost around that), the 150K would be wlel worth it?

[/ QUOTE ]

You're getting into territory that belongs in a whoooole other thread, champ. [img]/ubbthreads/images/graemlins/tongue.gif[/img]

CaptainChris87 · August 21st, 2004, 18:00

err I know were drifting off topic again.....sorry, but I just wanted to see what the highly respected CaptainFalcon would say...thats all, Peace [img]/ubbthreads/images/graemlins/grin.gif[/img]

JDMcFly · August 21st, 2004, 18:12

*winds up stick*.. C'mon OC.. I'm gonna end up breaking it.

gurisudenko · August 21st, 2004, 18:47

Just got turned down again [img]/ubbthreads/images/graemlins/frown.gif[/img]

August 21st, 2004, 02:57	#1
gurisudenko Junior Member Join Date: Aug 2004 Location: Saint Cloud, MN USA Posts: 260	Five Days and Still Panic Abound Five more days until I move into my apartment at Embry-Riddle. I'm still walking a fine line between going to the school I've always wanted, and flying back to New York to think of something else. There's a $5,000 gap... I'm a little stressed, but I still feel good and pretty confident that things will work out. Even though I got turned down for two more loans, I haven't given up, and it will have to be a really bitter ending for me to do so! Just talking to a lot of you guys here on the forums gives me so much inspiration and the energy to want to keep this up. Any encouragement, chocolate, flowers, teddy bears, or money would be appreciated! Or just seeing you guys on here... sniffle I'll keep you updated! salute ....(logs off, lurks).... [img]/ubbthreads/images/graemlins/Smilecrunch.gif[/img]

August 21st, 2004, 03:21	#2
MikeD Administrator Join Date: Feb 2003 Location: Pinal Airpark Posts: 6,897	Re: Five Days and Still Panic Abound Enjoy PRC.

August 21st, 2004, 04:27	#3
RiddlePilot Senior Member Join Date: Apr 2003 Location: Prescott, AZ Posts: 928	Re: Five Days and Still Panic Abound [ QUOTE ] Enjoy PRC. [/ QUOTE ] Mike has the right idea. [img]/ubbthreads/images/graemlins/grin.gif[/img] Seriously, I'm starting year number 4, and I'm sitting here with a $7500 gap in loans due to financial aid's incompetence. You'll get used to it. [img]/ubbthreads/images/graemlins/smile.gif[/img] Just hang in there, and go knock some doors down at financial aid until they do what they're supposed to be doing. The whole damn place is a huge bureaucracy, so you just need to do some ass kicking on occasion to get everything done.

August 21st, 2004, 04:39	#4
CaptainChris87 Old Skool Join Date: May 2004 Posts: 1,754	Re: Five Days and Still Panic Abound I fully encourage you to keep finding the proper loans required to suit your 4 years is it??? at ERAU PRC. Keep hoping and praying and your path to your dreams will be ligntened by a golden light from the heavens. Again I will mention Sally MAe?, also look scholarships online, they're literarly Scholarships out there for everything, age, ethnicity, height, student pilots, and even demgraphics..etc... again Good Luck!

August 21st, 2004, 04:42	#5
RiddlePilot Senior Member Join Date: Apr 2003 Location: Prescott, AZ Posts: 928	Re: Five Days and Still Panic Abound [ QUOTE ] Again I will mention Sally MAe? [/ QUOTE ] PRC dumped SallieMae for Keybank about 9 months back. That's a shame, since SallieMae would approve a chimp for a loan. Anyhoo, Keybank loans are pretty tough to get. They have really low interest rates, so you or your cosigner has to have really good credit. If you're really having problems getting a loan, don't hesitate to apply with Citibank. Their interest rates are a bit higher, but they're less picky on who they approve.

August 21st, 2004, 11:12	#6
MissedApproach Senior Member Join Date: Jan 2003 Location: Washington, DC Posts: 537	Re: Five Days and Still Panic Abound It's probably too late and I'm sure you've already considered it, but have you thought about ASU? If money's an issue, and seeing as you already live here, ASU is a pretty good option. Scholarships for women are also significant here.

August 21st, 2004, 13:47	#7
aloft Old Skool Join Date: Sep 2001 Location: Inside your OODA loop Posts: 6,723	Re: Five Days and Still Panic Abound ASU women are pretty significant themselves! w00t! Personally, I think Riddle is ridiculously expensive. You'd be better off finanancially going to ASU or NAU and doing your flying on the side. Have you considered how you'll be able to afford to pay those loans off on a regional airline salary? I think someone said that the cost of 4 years at Riddle now exceeds $100k.

August 21st, 2004, 14:10	#8
FalconCapt Banned Join Date: Nov 2003 Location: USA Posts: 489	Re: Five Days and Still Panic Abound [ QUOTE ] You'd be better off finanancially going to ASU or NAU and doing your flying on the side. [/ QUOTE ] If you are considering the financial aspect, you might as well forget ANYTHING in Aviation, as it is ALL over priced and rediculously expensive!

August 21st, 2004, 14:48	#9
gurisudenko Junior Member Join Date: Aug 2004 Location: Saint Cloud, MN USA Posts: 260	Re: Five Days and Still Panic Abound Maybe I can get a little orange kitten, and name him Buttons. Then I can bring him to Embry-Riddle, and if they try to kick me out for failure of payment, just explain how the kitten won't have a home and it will be really sad. Chances are whoever was responsible for the final step of getting me off the campus would break down crying because the kitten was so cute, and then would go and tell financial aid about him. Then financial aid would find a million dollars for me and give me another kitten. And I would name him Sparky or Socks. The end! [img]/ubbthreads/images/graemlins/spin2.gif[/img]

August 21st, 2004, 15:52	#10
gurisudenko Junior Member Join Date: Aug 2004 Location: Saint Cloud, MN USA Posts: 260	Re: Five Days and Still Panic Abound Or I could just get puppies, and go the same route. However, I don't think the results would differ too much. My dad said he might be able to co-sign on a loan now! [img]/ubbthreads/images/graemlins/laugh.gif[/img] If that happens, I'm all set.

August 21st, 2004, 15:55	#11
Doug Taylor Agent Smith Join Date: Dec 1969 Location: KSDL Posts: 39,825 Blog Entries: 1	Re: Five Days and Still Panic Abound Are you in PRC now?

August 21st, 2004, 16:21	#12
CaptainChris87 Old Skool Join Date: May 2004 Posts: 1,754	Re: Five Days and Still Panic Abound [ QUOTE ] [ QUOTE ] You'd be better off finanancially going to ASU or NAU and doing your flying on the side. [/ QUOTE ] If you are considering the financial aspect, you might as well forget ANYTHING in Aviation, as it is ALL over priced and rediculously expensive! [/ QUOTE ] Well COUGH COUGH sorry, must be a summer flu [img]/ubbthreads/images/graemlins/grin.gif[/img] as you mentioned FALCONCAPT in the other post when I mentioned about cost and another cheaper option......and I quote: "Remember theere is a LOT more to your education at ERAU than just building hours... The courses in Meteorology, Aircraft Systems, Navigation, Engines, Flight Physiology, Aeronautics, Aerodynamics, Aircraft Performance, Advanced Avionics, Global Navigation, Crew Resource Management, Safety, Accident Investigation, etc... Remember there is more to your training than hours and dollars spent..." So then according to you the costs should be well worth it, (150K or so)

August 21st, 2004, 16:41	#13
gurisudenko Junior Member Join Date: Aug 2004 Location: Saint Cloud, MN USA Posts: 260	Re: Five Days and Still Panic Abound I'll be in Prescott on Wednesday! I can't wait! [img]/ubbthreads/images/graemlins/laugh.gif[/img]

August 21st, 2004, 16:49	#14
RiddlePilot Senior Member Join Date: Apr 2003 Location: Prescott, AZ Posts: 928	Re: Five Days and Still Panic Abound [ QUOTE ] I'll be in Prescott on Wednesday! I can't wait! [img]/ubbthreads/images/graemlins/laugh.gif[/img] [/ QUOTE ] Oh, it's cool for the first couple of weeks I guess. Then you start living here...waking up every morning and seeing the same granite mountain, dealing with the same drivers... Have fun in PRC though. [img]/ubbthreads/images/graemlins/grin.gif[/img]

August 21st, 2004, 16:54	#15
gurisudenko Junior Member Join Date: Aug 2004 Location: Saint Cloud, MN USA Posts: 260	Re: Five Days and Still Panic Abound hehehe, that's just like when I went to school in NY... "Darn snow-covered hills...." Now I look back on it... :::sigh::: [img]/ubbthreads/images/graemlins/spin2.gif[/img]

August 21st, 2004, 17:02	#16
FalconCapt Banned Join Date: Nov 2003 Location: USA Posts: 489	Re: Five Days and Still Panic Abound [ QUOTE ] So then according to you the costs should be well worth it, (150K or so) [/ QUOTE ] It's all relative... You get what you pay for... What I was saying in the previous post was that if all someone is going to be concerned about it $$$ they should avoid aviation all together... There is nothing cheap about aviation (except the Regionals payscale, but that is another thread! [img]/ubbthreads/images/graemlins/spin2.gif[/img] )... Comprende'???

August 21st, 2004, 17:20	#17
gurisudenko Junior Member Join Date: Aug 2004 Location: Saint Cloud, MN USA Posts: 260	Re: Five Days and Still Panic Abound About an hour and a half before the credit decision!! crossing fingers [img]/ubbthreads/images/graemlins/grin.gif[/img]

August 21st, 2004, 17:26	#18
CaptainMatt Senior Member Join Date: Jul 2003 Location: Space Shuttle Posts: 620	Re: Five Days and Still Panic Abound [ QUOTE ] [ QUOTE ] So then according to you the costs should be well worth it, (150K or so) [/ QUOTE ] It's all relative... You get what you pay for... [/ QUOTE ] In aviation?!??! So not true! [img]/ubbthreads/images/graemlins/banghead.gif[/img] From what I've seen, the more you dish out, the more of the Shaft you seem to get.

August 21st, 2004, 17:55	#19
CaptainChris87 Old Skool Join Date: May 2004 Posts: 1,754	Re: Five Days and Still Panic Abound uhh sure, comprende! [img]/ubbthreads/images/graemlins/grin.gif[/img]

August 21st, 2004, 17:56	#20
CaptainChris87 Old Skool Join Date: May 2004 Posts: 1,754	Re: Five Days and Still Panic Abound so in the aviation field if I spend 150K to go to a big Av school and /or spend 80K to get a 4 year degree in something else, and get all my ratings, (yes I estimated it would cost around that), the 150K would be wlel worth it?

August 21st, 2004, 17:57	#22
RiddlePilot Senior Member Join Date: Apr 2003 Location: Prescott, AZ Posts: 928	Re: Five Days and Still Panic Abound [ QUOTE ] so in the aviation field if I spend 150K to go to a big Av school and /or spend 80K to get a 4 year degree in something else, and get all my ratings, (yes I estimated it would cost around that), the 150K would be wlel worth it? [/ QUOTE ] You're getting into territory that belongs in a whoooole other thread, champ. [img]/ubbthreads/images/graemlins/tongue.gif[/img]

August 21st, 2004, 18:00	#23
CaptainChris87 Old Skool Join Date: May 2004 Posts: 1,754	Re: Five Days and Still Panic Abound err I know were drifting off topic again.....sorry, but I just wanted to see what the highly respected CaptainFalcon would say...thats all, Peace [img]/ubbthreads/images/graemlins/grin.gif[/img]

August 21st, 2004, 18:12	#24
JDMcFly Old Skool Join Date: Apr 2003 Location: New York Posts: 1,664	Re: Five Days and Still Panic Abound winds up stick.. C'mon OC.. I'm gonna end up breaking it.

August 21st, 2004, 18:47	#25
gurisudenko Junior Member Join Date: Aug 2004 Location: Saint Cloud, MN USA Posts: 260	Re: Five Days and Still Panic Abound Just got turned down again [img]/ubbthreads/images/graemlins/frown.gif[/img]

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