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Old August 16th, 2004, 18:28   #1
gurisudenko
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Default Panic at the Open Doors of ERAU

It's been a dream of mine for more than two years to be able to attend Embry-Riddle Aeronautical University. I got accepted in February and was offered scholarships. It was great.

Now, nine days away from moving into my on-campus apartment, I find out I'm turned down for a private loan which would have taken care of my first Sallie Mae monthly payment of $1810.42 and covered some flight training hours.

I'm running out of options! I've been trying to apply for private loans all summer, only to be turned down because of my young credit history and my co-signers' bad credit. No word on whether I won any $500 scholarships from essay contests until the day before school.

I need a little more security than that! Does anyone have any ideas as to what I could try to do at this point? I already tried to cancel my meal plan and get $1300 (rough estimate) back, but I had only 21 credits transfer from my last school, which makes me a freshman requiring the biggest meal plan they have..........

Anyone wanna give me a dollar? [img]/ubbthreads/images/graemlins/tongue.gif[/img]

Any advice on finding a credit-worthy co-signer or finding money to pay for all of this, please let me know!
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Old August 16th, 2004, 18:37   #2
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Default Re: Panic at the Open Doors of ERAU

[img]/ubbthreads/images/graemlins/frown.gif[/img] I don't feel good.
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Old August 16th, 2004, 18:43   #3
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Default Re: Panic at the Open Doors of ERAU

Call up ERAU Financial Aid, they are very good at getting money... I know a lot of people who went to Riddle that I thought could never afford it...

Don't give up, you can make it work...

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Old August 16th, 2004, 18:48   #4
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Default Re: Panic at the Open Doors of ERAU

Thanks for the encouragement! I keep trying to tell myself the same thing, but it's harder today for some reason. Maybe it's the sore throat. I'm such a baby!

I'll call them tomorrow since they just closed their offices for today. Or maybe I can e-mail my finaid counselor right now.
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Old August 16th, 2004, 18:52   #5
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Default Re: Panic at the Open Doors of ERAU

you could create a website and call it "Cristl needs to go to school".. and ask people for donations.. I know a few websites out there that have had some interesting donors and donations! [img]/ubbthreads/images/graemlins/tongue.gif[/img]

just s'plain your story.. show a cutesy photo, sign up to paypal and off you go!! [img]/ubbthreads/images/graemlins/grin.gif[/img]

definately call them tomorrow.. i'm sure they've got a few ideas! Why didn't your private loan company let you know sooner???? did ya kick em in da nutz?
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Old August 16th, 2004, 19:08   #6
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Default Re: Panic at the Open Doors of ERAU

[ QUOTE ]
Why didn't your private loan company let you know sooner???? did ya kick em in da nutz?

[/ QUOTE ]

Thanking my lucky stars I'm not Kristie's Loan Officer! [img]/ubbthreads/images/graemlins/shocked.gif[/img]
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Old August 16th, 2004, 19:30   #7
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Default Re: Panic at the Open Doors of ERAU

No kidding! Sheesh!

Keep working at it, Cristl. You'll make it. You care too much not to.
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Old August 16th, 2004, 19:37   #8
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Default Re: Panic at the Open Doors of ERAU

I'm walking to Boston today (too angry to fly!) to kick one of the guys at the processing center in his family jewels.

Thanks for the inspiration Kristie!
[img]/ubbthreads/images/graemlins/laugh.gif[/img]
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Old August 16th, 2004, 19:43   #9
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Default Re: Panic at the Open Doors of ERAU

[ QUOTE ]
I'm walking to Boston today (too angry to fly!) to kick one of the guys at the processing center in his family jewels.

Thanks for the inspiration Kristie!
[img]/ubbthreads/images/graemlins/laugh.gif[/img]

[/ QUOTE ]

Note to Self: Self, whenever visiting ERAU-PRC wear steal cup and be nice to any female students that look anything like Crystal, are named Crystal, or who have names that start with a C (just in case!), etc...
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Old August 16th, 2004, 19:52   #10
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Default Re: Panic at the Open Doors of ERAU

These boards are now my primary source of entertainment. Thanks FalconCapt!

[img]/ubbthreads/images/graemlins/spin2.gif[/img]
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Old August 16th, 2004, 19:55   #11
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Default Re: Panic at the Open Doors of ERAU

Congratulations, Doug. We've hooked another one. Muwaahahahahahaha!
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Old August 16th, 2004, 19:58   #12
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Default Re: Panic at the Open Doors of ERAU

Hang in there, keep on asking around, as Falcon suggested, hopefully, ERAU will be able to
help you out. As for the sore throat, we can take up a donation of cough drops! Just trying
to cheer you up...
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Old August 16th, 2004, 20:06   #13
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Default Re: Panic at the Open Doors of ERAU

I was having problems getting money to go to UND. Their financial aid office was very helpful. They thought of things I didn't think of trying. It basically came down to mostly loans. But I'll have a descent job while there and should be able to pay it back before or just after graduation so no interest will be charged.

Tom
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Old August 16th, 2004, 20:26   #14
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Default Re: Panic at the Open Doors of ERAU

Note to self ...interesting... by the time I even reach for the 'reply' button, she's already got 8 or 9 enthusiastic replies...straaaaange... hahah!
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Old August 16th, 2004, 20:48   #15
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Default Re: Panic at the Open Doors of ERAU

Yup, financial aid is one hot topic!!! [img]/ubbthreads/images/graemlins/wink.gif[/img]
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Old August 16th, 2004, 20:52   #16
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Default Re: Panic at the Open Doors of ERAU

Well I'm a sophomore in high school and I'm involved in ROTC, Band, and Bussines Professioanals of America. I get good grades and am getting more and more service hours. I'm sure these things will facilitate my way into college.
 
Old August 16th, 2004, 21:00   #17
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Default Re: Panic at the Open Doors of ERAU

I have a solid streak of A's on my transcript from SUNY, and did so much community related work that I fell asleep like a little puppy in between classes and meetings.

It does help tremendously to be a part of so many organizations and clubs, and to make good grades. It did pay for about 1/3 of my total college bill! There are, however, only so many merit scholarships you can aqcuire with the right timing, you know what I mean?

On a side note, someone please show me a picture of an airplane so I feel better. I think I'm coming down with something. [img]/ubbthreads/images/graemlins/crazy.gif[/img] Let's get those coughdrop donations going!
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Old August 16th, 2004, 21:16   #18
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Default Re: Panic at the Open Doors of ERAU

[ QUOTE ]

Well I'm a sophomore in high school and I'm involved in ROTC, Band, and Bussines Professioanals of America. I get good grades and am getting more and more service hours. I'm sure these things will facilitate my way into college.

[/ QUOTE ]

Ha, dont count on it
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Old August 16th, 2004, 21:27   #19
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Default Re: Panic at the Open Doors of ERAU

[ QUOTE ]
On a side note, someone please show me a picture of an airplane so I feel better. I think I'm coming down with something. Let's get those coughdrop donations going!

[/ QUOTE ]

<--------------------------------------- my avatar [img]/ubbthreads/images/graemlins/wink.gif[/img]

Tom
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Old August 16th, 2004, 21:27   #20
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Default Re: Panic at the Open Doors of ERAU

[ QUOTE ]
Well I'm a sophomore in high school and I'm involved in ROTC, Band, and Bussines Professioanals of America. I get good grades and am getting more and more service hours. I'm sure these things will facilitate my way into college.

[/ QUOTE ]

"Proud of ya'", but... This has what to do with Crystal's situation?
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Old August 16th, 2004, 21:55   #21
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Default Re: Panic at the Open Doors of ERAU

Why dont you look into another school? Riddle does offer excellent training, however, in my opinion it is not worth the 130,000G's especially when the airlines dont have a preference.
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Old August 16th, 2004, 22:06   #22
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Default Re: Panic at the Open Doors of ERAU

But I have 9 days until I go to my apartment! [img]/ubbthreads/images/graemlins/frown.gif[/img]
It's so close! I've waited about 700 days!

I e-mailed my financial aid counselor. We'll see what she has to say. Hopefully I can get this all taken care of.
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Old August 16th, 2004, 22:07   #23
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Default Re: Panic at the Open Doors of ERAU

I looked at embry riddle first, then I met a NWA captain who said to check out UND. I liked it better. One reason was their programs were similar and UND was cheaper. The other reason is I would not like going to a school where everyone studied the same thing.

Plus the guy to girl ratio is higher. [img]/ubbthreads/images/graemlins/buck.gif[/img] Not that I need that though. [img]/ubbthreads/images/graemlins/tongue.gif[/img]

I guess the only advice I can give you is to get student loans and a job while in school to try to pay them back before they charge interest. Which I believe is 3 months after graduation, someone correct me if I'm wrong.

Tom
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Old August 16th, 2004, 22:09   #24
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Default Re: Panic at the Open Doors of ERAU

[ QUOTE ]
[ QUOTE ]
On a side note, someone please show me a picture of an airplane so I feel better. I think I'm coming down with something. Let's get those coughdrop donations going!

[/ QUOTE ]

<--------------------------------------- my avatar [img]/ubbthreads/images/graemlins/wink.gif[/img]

Tom

[/ QUOTE ]

[img]/ubbthreads/images/graemlins/spin2.gif[/img] wee!
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Old August 16th, 2004, 22:18   #25
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Default Re: Panic at the Open Doors of ERAU

well, based on my 4 month experience here in JC, have you ever considered a Local FBO, ive been told THOUSANDS AND COUNTLESS of times by JC members its a lot cheaper and that the airlines do not care about where you get your ratings, and at the same time go to a local state college or soem party school and enjoy life or something,

Im currently 16 going to be a senior in High school, wiht 8.8hrs towards my private....I TOO wanted to go to ERAU or UND but by my JC BUDDYEs talked me out of it....best of luck to thee, and I have a feeling this post is gonna last... [img]/ubbthreads/images/graemlins/spin2.gif[/img] [img]/ubbthreads/images/graemlins/tongue.gif[/img] [img]/ubbthreads/images/graemlins/grin.gif[/img]
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