Bye Bye Apartment (hopefully) - Page 2

pedro · July 6th, 2009, 14:17

Quote:

Originally Posted by roundout

Now comes the hard part. You will spend at least $1000 at Lowe's in the first month. I guarantee it.

That sounds about right. You'll find a bunch of little things that need to be fixed.

I spent a few hundred dollars on pool supplies and chemicals to get my pool blue again.

Spent a few hundred dollars on paint and hired a painter for the living room because I have over 30ft ceilings.

I need to put up a new block wall because my wooden fence is really wobbly and beat up.
Need to finish painting 2 bedrooms downstairs.
Need to repair sprinkler heads that are broken.
Need to win the lottery....this is just the beginning of it!

Even though its A LOT more work it is SO worth it. My monthly "rent" went down $122 but my electricity/gas/water/trash is going up a couple hundred dollars. This month will be the first full month of utility bills.

mojo6911 · July 6th, 2009, 18:01

Every trip to HD or Lowes costs $80, at least. Congrats, it looks like a nice place! How many square feet?

ctab5060X · July 6th, 2009, 18:05

Yeah, the first $1000 is pretty much already taken care of, if not more than that. House needs one appliance (fridge) and we are building a fence pronto.

Quote:

Originally Posted by mojo6911

How many square feet?

approx 1300

mjg407 · July 6th, 2009, 18:48

Nice house dude, nice house.

ctab5060X · July 9th, 2009, 01:34

Today was Home Inspection day!

Inspector said the house was in great condition, and a real bargain considering the price.

Came away with a few minor things (mostly cosmetic), and only one major item.

The HVAC needs a really good cleaning, but from what our realtor told us, the owner is more than willing to have that done.

Took some better pictures today... soon as I get them off the camera, I will upload some.

t-cart · July 9th, 2009, 23:30

Very nice Mr. Ctab! Congratulatios!

mavsfan31 · July 12th, 2009, 23:23

Congrats dude! That must be really exciting!

ctab5060X · July 14th, 2009, 01:48

Finally got a chance to get some pictures of the house uploaded. Pictures aren't the best quality, just threw the camera over in auto and snapped away.

Outside front of the house. Bushes need to be trimmed big time, but we knew that was going to be part of it. Front door is down the little opening between the garage and the front bedroom.

Back of the house. Nothing spectacular...yet. Building a fence as soon as we can.

The great room. Nice never been used fire place. Thought that was odd. House is 12 years old and no fires?

Looking from the great room into the eat in kitchen. Lots of windows on the back of the house. I love that.

Kitchen. Little small, but neither my wife and I are really big chefs so it will do just fine. It actually feels bigger when standing in it, so I don't have a problem with that. Plus, I like having opposing counters instead of one long counter.

pedro · July 14th, 2009, 09:07

thats a pretty sweet looking house. Congrats again!

Bandit_Driver · July 16th, 2009, 00:29

Congrats !!! Looks nice...

pedro · July 20th, 2009, 20:05

Here is a good tip. If you haven't closed yet, get the seller to throw in a home warranty. I paid for my warranty which was $450 with a $75 deductible and it just saved my ass! My A/C went out on Saturday and it was 130 degrees upstairs in my house. Called up the number, they sent a guy out today and it turns out that my fuses blew because my fan motor was dead.

What would have cost me $700 plus today (which I don't have) only cost me $75!!!

The warranty is through Home Warranty of America, you should check it out.

ctab5060X · July 21st, 2009, 15:20

Quote:

Originally Posted by pedro

Here is a good tip. If you haven't closed yet, get the seller to throw in a home warranty. I paid for my warranty which was $450 with a $75 deductible and it just saved my ass! My A/C went out on Saturday and it was 130 degrees upstairs in my house. Called up the number, they sent a guy out today and it turns out that my fuses blew because my fan motor was dead.

What would have cost me $700 plus today (which I don't have) only cost me $75!!!

The warranty is through Home Warranty of America, you should check it out.

Home warranty is already written in.

Closing is a week away!

All we are waiting on now is the appraisal (don't know why it is taking so long)...

pedro · July 21st, 2009, 16:04

Quote:

Originally Posted by ctab5060X

All we are waiting on now is the appraisal (don't know why it is taking so long)...

My appraisal took forever too. The underwriter for my mortgage was Plaza Home Mortgage and they are real sticklers about the appraisal. We had to get 2 appraisals because they didn't think the first one was up to snuff. I think it was about 10 days for them to finally approve the second appraisal. I googled them and it turns out I wasn't the only person having issues with appraisals and Plaza Home Mortgage.

That whole "time is of the essence" clause in my contract seemed to only apply to me!

ctab5060X · July 21st, 2009, 16:08

Quote:

Originally Posted by pedro

My appraisal took forever too. The underwriter for my mortgage was Plaza Home Mortgage and they are real sticklers about the appraisal. We had to get 2 appraisals because they didn't think the first one was up to snuff. I think it was about 10 days for them to finally approve the second appraisal. I googled them and it turns out I wasn't the only person having issues with appraisals and Plaza Home Mortgage.

That whole "time is of the essence" clause in my contract seemed to only apply to me!

The waiting is what is killing me. Thing is, they are required to provide me with a copy of the appraisal at least 3 days prior to closing. That means they have 4 days left. Hopefully someone can light a fire under somebody's rear end!

ctab5060X · July 22nd, 2009, 15:55

Well....

Today was a good news, bad news, good news kind of day.

Good news: Appraisal came back

Bad news: Appraisal came back

Good news: We have an awesome realtor (and the seller of the house is great too!)

Confused?

Try and make a long story short here... House was originally listed at $109,900. Not wanting to lose the house due to another offer that was to be submitted the same day as ours, we upped our offer from 107K to 109K. Deal. Appraisal came back today... house appraised for 107... before I even had a chance to return the phone call from my realtor, he had talked to the seller and they dropped the price to 107K!

Looks like we are going to get the house for what we originally wanted to offer!

pedro · July 22nd, 2009, 16:07

Quote:

Originally Posted by ctab5060X

Try and make a long story short here... House was originally listed at $109,900. Not wanting to lose the house due to another offer that was to be submitted the same day as ours, we upped our offer from 107K to 109K. Deal. Appraisal came back today... house appraised for 107... before I even had a chance to return the phone call from my realtor, he had talked to the seller and they dropped the price to 107K!

Looks like we are going to get the house for what we originally wanted to offer!

Now that is AWESOME!!!
CONGRATS AGAIN!

JustinA · July 22nd, 2009, 17:38

Congrats!!

I am also in the process of buying a house. I must say, very time consuming.

ctab5060X · July 27th, 2009, 17:29

UPDATE:

Closing tomorrow at 11 am CDT!

I hate packing...

mjg407 · July 28th, 2009, 02:10

Congrats dude, and I can't believe the price. That house would be 320K out here.

ctab5060X · July 28th, 2009, 14:47

UPDATE:

We have keys!

Closing is a thing of the past!

I don't even have writers cramp from all the signing!

I still hate packing...

Qgar · July 28th, 2009, 18:10

HEY---stop posting and get packing!!!!!!

t-cart · July 28th, 2009, 18:31

Hey, Congratulations!

Qgar · July 28th, 2009, 19:55

Party at Ctab's this weekend!!!!!!!!!

pedro · July 28th, 2009, 21:45

WOOT!!! Time for....

congrats!

WacoFan · July 28th, 2009, 22:47

Excellent! Take the wife for a spin to celebrate!

July 6th, 2009, 18:01	#27
mojo6911 Old Skool Join Date: Jan 2007 Location: GKY Posts: 3,385	Re: Bye Bye Apartment (hopefully) Every trip to HD or Lowes costs $80, at least. Congrats, it looks like a nice place! How many square feet?

July 6th, 2009, 18:48	#29
mjg407 Old Skool Join Date: May 2008 Location: NorCal flying my desk Posts: 4,062	Re: Bye Bye Apartment (hopefully) Nice house dude, nice house. __________________ "A good Navy is not a provocation to war. It is the surest guaranty of peace."

July 9th, 2009, 01:34	#30
ctab5060X Old Skool Join Date: May 2007 Location: Horn Lake, MS Posts: 2,481 Blog Entries: 2	Re: Bye Bye Apartment (hopefully) Today was Home Inspection day! Inspector said the house was in great condition, and a real bargain considering the price. Came away with a few minor things (mostly cosmetic), and only one major item. The HVAC needs a really good cleaning, but from what our realtor told us, the owner is more than willing to have that done. Took some better pictures today... soon as I get them off the camera, I will upload some. __________________ VP, Aircraft Procurement

July 9th, 2009, 23:30	#31
t-cart Old Skool Join Date: Aug 2006 Location: I want to fly jets! Posts: 1,906	Re: Bye Bye Apartment (hopefully) Very nice Mr. Ctab! Congratulatios! __________________

July 12th, 2009, 23:23	#32
mavsfan31 Senior Member Join Date: Dec 2007 Location: McKinney, Texas Based out of: KTKI Posts: 646	Re: Bye Bye Apartment (hopefully) Congrats dude! That must be really exciting! __________________ *-John* Total Time: 25.6 "Don't give up, don't ever give up!" -Jimmy V

July 14th, 2009, 01:48	#33
ctab5060X Old Skool Join Date: May 2007 Location: Horn Lake, MS Posts: 2,481 Blog Entries: 2	Re: Bye Bye Apartment (hopefully) Finally got a chance to get some pictures of the house uploaded. Pictures aren't the best quality, just threw the camera over in auto and snapped away. Outside front of the house. Bushes need to be trimmed big time, but we knew that was going to be part of it. Front door is down the little opening between the garage and the front bedroom. Back of the house. Nothing spectacular...yet. Building a fence as soon as we can. The great room. Nice never been used fire place. Thought that was odd. House is 12 years old and no fires? Looking from the great room into the eat in kitchen. Lots of windows on the back of the house. I love that. Kitchen. Little small, but neither my wife and I are really big chefs so it will do just fine. It actually feels bigger when standing in it, so I don't have a problem with that. Plus, I like having opposing counters instead of one long counter. __________________ VP, Aircraft Procurement

July 14th, 2009, 09:07	#34
pedro Senior Member Join Date: Jun 2007 Location: Phoenix, Az Posts: 1,293	Re: Bye Bye Apartment (hopefully) thats a pretty sweet looking house. Congrats again! __________________

July 16th, 2009, 00:29	#35
Bandit_Driver Old Skool Join Date: Oct 2003 Location: DTW Posts: 2,631	Re: Bye Bye Apartment (hopefully) Congrats !!! Looks nice... __________________ OOTSK Logbook Pro Now with online backups

July 20th, 2009, 20:05	#36
pedro Senior Member Join Date: Jun 2007 Location: Phoenix, Az Posts: 1,293	Re: Bye Bye Apartment (hopefully) Here is a good tip. If you haven't closed yet, get the seller to throw in a home warranty. I paid for my warranty which was $450 with a $75 deductible and it just saved my ass! My A/C went out on Saturday and it was 130 degrees upstairs in my house. Called up the number, they sent a guy out today and it turns out that my fuses blew because my fan motor was dead. What would have cost me $700 plus today (which I don't have) only cost me $75!!! The warranty is through Home Warranty of America, you should check it out. __________________

July 22nd, 2009, 15:55	#40
ctab5060X Old Skool Join Date: May 2007 Location: Horn Lake, MS Posts: 2,481 Blog Entries: 2	Re: Bye Bye Apartment (hopefully) Well.... Today was a good news, bad news, good news kind of day. Good news: Appraisal came back Bad news: Appraisal came back Good news: We have an awesome realtor (and the seller of the house is great too!) Confused? Try and make a long story short here... House was originally listed at $109,900. Not wanting to lose the house due to another offer that was to be submitted the same day as ours, we upped our offer from 107K to 109K. Deal. Appraisal came back today... house appraised for 107... before I even had a chance to return the phone call from my realtor, he had talked to the seller and they dropped the price to 107K! Looks like we are going to get the house for what we originally wanted to offer! __________________ VP, Aircraft Procurement

July 22nd, 2009, 17:38	#42
JustinA Junior Member Join Date: Aug 2008 Location: Melbourne, FL Posts: 229	Re: Bye Bye Apartment (hopefully) Congrats!! I am also in the process of buying a house. I must say, very time consuming.

July 27th, 2009, 17:29	#43
ctab5060X Old Skool Join Date: May 2007 Location: Horn Lake, MS Posts: 2,481 Blog Entries: 2	Re: Bye Bye Apartment (hopefully): UPDATE UPDATE: Closing tomorrow at 11 am CDT! I hate packing... __________________ VP, Aircraft Procurement

July 28th, 2009, 02:10	#44
mjg407 Old Skool Join Date: May 2008 Location: NorCal flying my desk Posts: 4,062	Re: Bye Bye Apartment (hopefully): UPDATE Congrats dude, and I can't believe the price. That house would be 320K out here. __________________ "A good Navy is not a provocation to war. It is the surest guaranty of peace."

July 28th, 2009, 14:47	#45
ctab5060X Old Skool Join Date: May 2007 Location: Horn Lake, MS Posts: 2,481 Blog Entries: 2	Re: Bye Bye Apartment (hopefully) UPDATE: We have keys! Closing is a thing of the past! I don't even have writers cramp from all the signing! I still hate packing... __________________ VP, Aircraft Procurement

July 28th, 2009, 18:10	#46
Qgar Old Skool Join Date: Feb 2007 Location: fingers crossed..... Posts: 6,841	Re: Bye Bye Apartment (hopefully) HEY---stop posting and get packing!!!!!! __________________ Proud First Lady of the JC Mini-Conservative Movement Vice President, Director of Air Hostesses

July 28th, 2009, 18:31	#47
t-cart Old Skool Join Date: Aug 2006 Location: I want to fly jets! Posts: 1,906	Re: Bye Bye Apartment (hopefully) Hey, Congratulations! __________________

July 28th, 2009, 19:55	#48
Qgar Old Skool Join Date: Feb 2007 Location: fingers crossed..... Posts: 6,841	Re: Bye Bye Apartment (hopefully) Party at Ctab's this weekend!!!!!!!!! __________________ Proud First Lady of the JC Mini-Conservative Movement Vice President, Director of Air Hostesses

July 28th, 2009, 21:45	#49
pedro Senior Member Join Date: Jun 2007 Location: Phoenix, Az Posts: 1,293	Re: Bye Bye Apartment (hopefully) WOOT!!! Time for.... congrats! __________________

July 28th, 2009, 22:47	#50
WacoFan Old Skool Join Date: Dec 2007 Location: KC Posts: 5,717	Re: Bye Bye Apartment (hopefully) Excellent! Take the wife for a spin to celebrate! __________________ Proud Member of the JC Mini-Conservative Movement Vice President, Air Hostess "Training"

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