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April 25th, 2008, 09:50
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#1 | | Newbie
Join Date: Apr 2008 Location: Michigan City, Indiana
Posts: 8
|  Credit Problem
Hey everyone! Great forum with some great information. I have a question.
I recently took the AT-SAT and got a qualified score on it. So I been reading through the forums and have had a question in regards to the security check:
I have really a horrible credit score with a couple of things in collections. I know that this is one thing that could possible disqualify me in the security check. I do not have any thing else on my record, not so much as a speeding ticket.
This was my idea and tell me if you think this would be sufficient. I have been paying as much as I can afford to to getting those items off collections. I plan to be upfront about everything (no surprises) so do you think that if I was to show them proof that I am actually making a serious attempt to get it back under control, that it would be enough?
Second Question:
I can't find this anywhere. lol, just out of curiosity what does PEPC stand for?
Thanks for the responses! | 
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April 25th, 2008, 09:59
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#2 | | Junior Member
Join Date: Jan 2008 Location: Germantown
Posts: 50
| Re: Credit Problem
They'll pull your credit at the PEPC, and if there's anything on it they don't like, they'll sit you down and give you an opportunity to explain your situation(s). As long as you tell the truth and give good reasons why, you should be good.
I think you'd get disqualified or rejected if you have tons of Federal debt, evictions, reposessions, bunkruptcies etc. If you ever get a "Declaration of Federal Employment" form to fill out, it only asks about any money you owe the gov't...
BTW, PEPC = Pre Employment Processing Center | |
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April 25th, 2008, 10:01
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#3 | | Newbie
Join Date: Apr 2008 Location: San Diego, CA
Posts: 14
| Re: Credit Problem
in my humble opinion I think they put more weight on credit score than past brush ups with the law.
I had a friend who 8 years ago was cited for possession of marijuana his first year in college, but he never defaulted on any payments and has very very good credit.
He is now at OKC. | |
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April 25th, 2008, 13:13
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#4 | | Newbie
Join Date: Apr 2008 Location: Cranston
Posts: 24
| Re: Credit Problem
Quote:
Originally Posted by GBurgNupe 
I think you'd get disqualified or rejected if you have tons of Federal debt, evictions, reposessions, bunkruptcies etc. If you ever get a "Declaration of Federal Employment" form to fill out, it only asks about any money you owe the gov't... | So, not paying taxes for the past three years might be a problem? | |
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April 25th, 2008, 20:13
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#5 | | Junior Member
Join Date: Sep 2006 Location: Atlanta area
Posts: 257
| Re: Credit Problem
Quote:
Originally Posted by Edward So, not paying taxes for the past three years might be a problem? | It might.
__________________
Outside of a dog, a book is man's best friend. Inside of a dog it's too dark to read.
-Groucho Marx | |
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April 25th, 2008, 22:43
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#6 | | Newbie
Join Date: Apr 2008 Location: Dallas,Ga
Posts: 11
| Re: Credit Problem
I had a couple of things that weren't great on my credit but I told the truth and explained the situation. I asked the security lady how much does your credit weigh and she said she can't really say but smiled and said they look at the big picture so take that how you want to.
__________________
Applied OTS 6/17/2007
AT-SAT (91.4) 1/11/2008
PEPC 4/8/2008
Final offer 4/23/2008
ATC Academy 5/12/2008
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April 26th, 2008, 08:04
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#7 | | Junior Member
Join Date: Mar 2008 Location: Geneva, IL
Posts: 145
| Re: Credit Problem
Quote:
Originally Posted by Edward So, not paying taxes for the past three years might be a problem? | So Wesley Snipes can take his application and shred it.
__________________
Applied OTS 02/2008
AT-SAT 03/18/08
Waiting on Referral...
Fa Fa Fooey, that's Ba Ba Booey
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