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Old November 22nd, 2003, 05:06   #1
Flugmaschine
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Default Loans

Has anyone NOT gone through Key Bank for the loan? If so, who did you go through and why? That 9% origination fee is pretty rough. Thanks.

John
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Old November 22nd, 2003, 21:22   #2
smokey1
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Default Re: Loans

Going through my local credit union because I got denied for the loan. Securing the loan through Key is tricky.


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Old November 24th, 2003, 11:10   #3
giladal
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Default Re: Loans

I got mine through Key bank.. Payday is coming soon
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Old November 24th, 2003, 13:02   #4
Windchill
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Default Re: Loans

Smokey,

What are your thoughts on the loan through the Credit Union. I have accounts through a Credit Union and wondered if it would be better to go through them initially, will they finance close to the full amount?

I'm also likely to go to ATP.

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Old November 27th, 2003, 17:36   #5
smokey1
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Default Re: Loans

It was my dad's idea, since he's been dealing with our credit union for over 20 years. All I had to do was put up some collateral, they said with my collateral I could get 33,000 in loan money, which is plenty. But the intrest rates are much higher than key's 2%.

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Old December 2nd, 2003, 13:26   #6
Windchill
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Default Re: Loans

I've just started looking at loans . . . I saw that Key's is 4%--did that recently go up from 2%?

Also, what would one say is the advantage with Key Bank over Sallie Mae and why?

Appreciate the help.
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