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| | #1 |
| Senior Member |
I'm wondering if some of you seasoned ALPA members could voice some opinions on the ALPA Insurance plans. I've sent away for the information, but I'd like to hear the word on the street. Any of you carry any of these over "third party" plans? Loss of License, Plus, and Lump Sum Term Life Insurance (I currently pay $90/month for ~$350,000 me and $200,000 for my wife) Short-Term Disability 10-Year Level Term Life Long-Term Care AD&D Thanks!
__________________ Urban Dictionary: /chee-CHA-ko/ Alaska Airlines 737 FO http://www.AllAboutGod.com |
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| | #2 |
| Old Skool |
I have no dependents so I'm not really in the same boat as you are but... from what I have heard from guys who do have dependents, you can mostly get a better deal elsewhere. The loss of license insurance seems to be the one that everybody carries.
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| | #3 |
| Old Skool Join Date: Dec 2001 Location: Chicago, IL
Posts: 4,833
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I don't have any of the ALPA insurance. They enroll you in the plans automatically, so I was paying out for insurance for six months before I just stopped and the plans were canceled. I have just gone with the company insurance plans. The Loss of License insurance is one I might consider. That's about it.
__________________ "Anyone can do the job when things are going right. In this business we play for keeps." Ernest K. Gann |
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| | #4 |
| Moderator |
Keep in mind that ALPA loss of license insurance isn't exactly loss of license insurance, it's loss of medical insurance! Big difference, and, in my opinion, it should be marketed as such.
__________________ PPL SEL 100-ish hours TT Former American Airlines F/A (12 months) Former Simmons/Eagle F/A (6 years) Former Eagle ground school instructor (1 year) Former Eagle IOE instructor (3 years) |
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| | #5 |
| Old Skool Join Date: Mar 2001 Location: NC
Posts: 2,260
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You'll find better deals elsewhere.
__________________ Listen To My Acoustic Demo@www.myspace.com/thesenachosaregood Watch Us Play Live@www.youtube.com/TheseNachosLive |
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| | #6 | |
| Old Skool Join Date: Mar 2004 Location: the Twin Cities of Minneapolis and St. Paul
Posts: 1,969
| Quote:
You can easily shop around for term life to see if you can do better.
__________________ I'm free of all prejudices. I hate everyone equally. Comm. - ASEL, Instrument 290 TT | |
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