[surreal1221]

Where's SteveC when you need him.

Steve, if you see this. . .please provide a link to your loans and debt write up.

Loans and debt right now = bad.

You obviously have a history that has led itself to your having a "not so good" credit score or rating or history.

I'd really evaluate your choices before getting yourself into even more financial trouble.

Today more than ever, credit is not something that can be easily gained unless you have a history of being responsible.