Re: CFI on the side
I agree with midlife and tgrayson, avoid the additional debt to get your CFI.
Take the 2nd job at Wal-mart. It won't cost you any additional money (or worse, debt) to get this job. Save some of that money for your initial CFI training. In fact, you can prepare for your CFI with a lot of material you probably already have. Start studying now while you save money at the same time. Dust off your PHAK and AFH and start studying the material again. There is a lot that you can do to prepare for the CFI check ride that doesn't involve spending money/time with an instructor.
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