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Originally Posted by mpenguin1  Don't forget to save money on your electricity by remembering to shut lights off, power down your monitor if not use, if you don't use your VCR or DVD player often shut it down..... Oh yeah, power down your printer when not in use, nobody prints often enough at home to warrant leaving the printer on 24 hours a day.
Cold during the day, leave the blinds open to let the sun in, hot, close the blinds to keep the sun out.....
Any used books at home, sell them at the used book store, along with magazines that you may have bought.
If your laptop is fully charged, don't leave the charger on, yank the plug from the wall.
Plastic or glass bottles, turn those babies in for the deposit, it adds up after a while.....
I have found that the best way to save is not have the money on your person, about 3 years ago, wifey did an automatic deposit to an ING account, every month $500 is taken out of our checking account, & after 3 years, that account is getting mighty fat. |
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Originally Posted by pullup True Dat! I have found that it works for my family (4 people) to bring home less and learn to live on it. That means claiming married and 1 on taxes...but I do get a nice rebate at the end of the year. Also, like pengy, we take out $600/month and put into an internet savings account (automatic through direct deposit) and with interest upwards of 4-5% it does add a pretty penny every month. Don't have the money in the 1st place then you won't miss it. Same for retirement savings...take everything you can out before you get the paycheck. Good luck! |
We do the same thing...we both take $500 out of our paychecks and into a cash managed account (mutual fund) every month as our rainy day fund or simply savings for anything that could happen or fun that we want to have. it does end up adding up quickly and it helps when you REALLY need it.
If you don't see it, it was never there and you end up really not missing it as much nor expecting to *need* it. you just plan around that money being, in a sense, non-existant.