Quote:
Originally Posted by mpenguin1 
I have found that the best way to save is not have the money on your person, about 3 years ago, wifey did an automatic deposit to an ING account, every month $500 is taken out of our checking account, & after 3 years, that account is getting mighty fat.
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True Dat! I have found that it works for my family (4 people) to bring home less and learn to live on it. That means claiming married and 1 on taxes...but I do get a nice rebate at the end of the year. Also, like pengy, we take out $600/month and put into an internet savings account (automatic through direct deposit) and with interest upwards of 4-5% it does add a pretty penny every month. Don't have the money in the 1st place then you won't miss it. Same for retirement savings...take everything you can out before you get the paycheck. Good luck!