Quote:
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"If you keep your FE wife and your FO house, you have a shot at keeping your captain's retirement!"
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This is really the issue. Americans have the lowest savings of almost every country in the world. I am still trying to discipline myself, but pretty much I spend what I make. Its amazing at how much different that number is, yet when I look back my QOL didn't change that much. Granted I have never made more than $3500 in my best month.
-Jason