1. You have a recent DUI
2. You are in major debt to RAA.
3. You only have a PPL.
You need to do some serious research before you do anything else. Jetcareers is a very good place to start. I am not saying you will never be a regional FO but you need to consider your chances of succeeding. I know with a start like that I would never have made it. I am barely making it without those mistakes. You may need to go get a job in a different industry while slowly building your time and putting some money away. This will also put some distance between you and your DUI.
Maybe you can fly for recreation and really enjoy it instead of making it career. Maybe it is a blessing in disguise, you can very likely make more money and enjoy a high QOL in another industry.
-Jason
www.flyboulder.com