[mikecweb]

Confused a little about your story. According to your CAT II approach breif the FO eyes were supposed to be inside the whole time and he was only supposed to call a missed if you lost signal, autopilot acted weird, or you didn't say "the magic words" by DH. So when minimums is announced by the little computer you don't have to say something like "field not in sight"?
I'm really not sure what the pilots freight background has to do with anything either. If anything he's probably been in and around minimums a bunch so his comfort level down there is better then your 300 hour wonder kids that occupy that seat sometimes. A pilot that goes below minimums is an unsafe pilot no matter if he came from freight, flight instructing, or dual received.
As far as the speed he probably flew the approach faster in the C208.
What you have behind you has no bearing on your decision making at DH or at any point on an approach. Infact the only time what you have in the back should enter your mind is if the ride isn't smooth at altitude. If the fact that you have 50-100 people(depending on which RJ) or 1700 lbs of dog #### enters your mind when you have to be making a continue or missed decision then I believe your focus is being clouded.

*Also this isn't a freight vs. regional thing so the peanut gallery can have a seat again.