All very good points! I thank everyone for their input and advise. I am looking at it as an educational loan. Every day people are taking loans out for educational purposes.
What is so different from taking a loan out to fly and someone who takes one out to go to university? They are serving the same purpose, which is allowing someone to advance their education to make a better life for themselves.
Granted, most will come out of university with a better paying job than a CFI or regional pilot!
However, we must do what we need to to reach our goals in life.
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