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MrSkyKingRon · November 16th, 2003, 02:27

My Key story is a story of PERSISTENCE! I was denied twice maybe three times and relentlessly kept at them till I got the answers I wanted and the results I needed=APPROVED"now take your damn money and go away!" Not really but here are the highlights. I had spotty credit 5 years ago and beyond. Credit has been good in the last five. They gave me various denial reasons and one the things I did in the last 5 years and since the denials was to pay off everything that wasn't paid in full. Then your still gonna have the collections bitting you in the ass still for reasons such as " collection,90 days or more overdue within 2 years." Some of those I paid off and some where still from many years ago. But once I contacted all the four major reporting agencies they all reactivated the hunt for their money and in turn raised the red flag as being overdue, no matter how many years ago it was for how little. So through about of a year of paying and contacting the collection agency and key and back and ... It was a royal pain to get everybody in line and happy. But I never gave up and NEVER TOOK NO FOR ANSWER!. Needless to say 5 years and beyond I was so busy partying and getting high and being a up that I screwed my credit all up, and it was not worth it in hindsight. Anyway, it will take time and perserverance to get a yes.

There's more but it was so involved I would have trouble recounting all of the moves I made. But good advice from one other in this thread, work two or three jobs and save your money. It takes longer but it's much cheaper in the end. Since I can't roll back the hands of time, the loan was my evil way in. I've worked a second job for THREE YEARS now to pay for my private and to pay back all of my screw ups, and in Jan. that ends and I will be going to The Aviator. Then I'll end up CFIing and working a second job again but under curcumstances of my control and choosing. Good luck.

November 16th, 2003, 02:27	#6
MrSkyKingRon Junior Member Join Date: Sep 2003 Location: Vero Beach, Ft.Pierce Posts: 216	Re: What to do when loan is denied? My Key story is a story of PERSISTENCE! I was denied twice maybe three times and relentlessly kept at them till I got the answers I wanted and the results I needed=APPROVED"now take your damn money and go away!" Not really but here are the highlights. I had spotty credit 5 years ago and beyond. Credit has been good in the last five. They gave me various denial reasons and one the things I did in the last 5 years and since the denials was to pay off everything that wasn't paid in full. Then your still gonna have the collections bitting you in the ass still for reasons such as " collection,90 days or more overdue within 2 years." Some of those I paid off and some where still from many years ago. But once I contacted all the four major reporting agencies they all reactivated the hunt for their money and in turn raised the red flag as being overdue, no matter how many years ago it was for how little. So through about of a year of paying and contacting the collection agency and key and back and ... It was a royal pain to get everybody in line and happy. But I never gave up and NEVER TOOK NO FOR ANSWER!. Needless to say 5 years and beyond I was so busy partying and getting high and being a up that I screwed my credit all up, and it was not worth it in hindsight. Anyway, it will take time and perserverance to get a yes. There's more but it was so involved I would have trouble recounting all of the moves I made. But good advice from one other in this thread, work two or three jobs and save your money. It takes longer but it's much cheaper in the end. Since I can't roll back the hands of time, the loan was my evil way in. I've worked a second job for THREE YEARS now to pay for my private and to pay back all of my screw ups, and in Jan. that ends and I will be going to The Aviator. Then I'll end up CFIing and working a second job again but under curcumstances of my control and choosing. Good luck.