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Originally Posted by 95redTA  it can affect your ability to get a job wither lower times but over a lifespan...... it may have very little effect employers know that you would not crash/damage a plane on purpose its just a matter of satisfying the insurance company once you have enough hours most of the time you wont have much trouble with low time youll probably need some type of waiver for the insurance company.
Question- Why dont the insurance companys go ahead and give the interviews.......  |
HA! With my workload I don't have the bloody time to interview our insureds pilots, i also don't have the expert knowledge in the specifics of the aircraft, that and I don't see how "Tell me how you over came a difficult situation" applies to determining whether an operation is a good risk or not...However, we do frequently go out and see prospects and thier operation, but thats about a close as we get. Most of the time we rely on information that the broker gives us and other sources of information to verify that the information we are getting is accurate. Simply put over all we're are looking at the forest not the trees. If the forest looks good, we'll agressively persue the account, if it stinks we'll avoid it like the bloody plague.....usually. We as aviation insurance companies are not responsible for the safe operation of an airline, or a 135 operation, we are simply there to provide coverage for a premium that is justified based upon what the market will bear and in merits of the risk or lack thereof