My wife and I have two joint accounts. I will admit she handles the bills because she is more detail oriented than me. The second account is for entertainment and we can spend it on whatever we like. I also keep a checking/savings account of my own just in case. I deposit about $100 in there a month. If the old lady ever decides I need to leave I'll have something to fall back on. Not that she would
Max, go down to your local branch and speak with a financial advisor. It's free info and you'd be amazed at what financial opportunities are available to you.