[88MPH]

One doesn't jump from making 30K to 60K and automatically KNOW what to do with the extra money. Sure, cars, clothes, etc ... but I'm talking lifestyle. I know some folks hoarding all their money into savings, simply because they don't know what else to do with it, and are comfortable in their low-budget simple lifestyle.

Same principle if you flip the coin. Granted, its easier to get comfortable with money than it is without. So the transition is merely the shock of the cold water. Swim around for a bit, and you'll "warm up" to the water. If you stick it through, and don't hold on to the "past" of sitting beside the pool under the shade tree, enduring the shock of the lifestyle change will be 100% worth it.