Texaspilot, thanks for the info! luckily I dont live a lavish life-style so cutting costs would not be a problem at all. I've already put a lot of thought into how to save and cut costs to pay my way as i go...the last thing i want to do is take out a loan (SLM!!) and end up 80k in debt when all is said and done.
I guess I never thought about it that way notawannabee! That definitely gives me a lot of encouragement