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Originally Posted by redcell38 I am number crunching . |
Don't number crunch and assume you'll make more.
I would assume these things (change if not applicable):
1) You will make guarantee ONLY
2) You won't get any per diem
3) You will get medical/dental insurance
4) You will contribute at least 10% pre-tax toward retirement
5) You are filing as a single (not married)
Doing so results in approximately 30% of my paycheck being taken out at this extremely low tax bracket of 1st year FO pay.
75 hrs/pay x $23.81/hr (1st year FO pay here)
Pre tax = $1785/month.
Post tax & deductions = $1250/month. Comes in two paychecks of about $630.
If you can make your monthly obligations on around $1000/month, I'd say you'd be ok at most companies (most of the regionals, the smaller commuters you might be hurting a bit).
Now, that being said, I've had months I've brought in $2,000 post-tax when I work my butt off and credit over guarantee, but I never assumed I'd do it.