[Dugie8]

Here is how I look at things. One, no one else can tell you what is better for you, ie the money channel.

That being said. Owning a home, in theory, is like "making money". The problem is, to get that money you must be able to sell the home, quickly. If you are unsure of the stability of your financial future, find a way to live on just your wifes income, save as much of your money as you can. Get used to living like that. One income purely for savings and fun. Soon enough you will be able to buy a home outrite, and not have to worry about a mortgage.

Now if your financial future is fairly stable, as stable as it can be, then if you have the oppurtunity, owning a home as many advantages.

Short and simple, if you buy a house, can you afford the house (upkeep, taxes, utilities, etc plus house payment) on one income?