Hey, Steve, all is good, brother. Again, sorry if I jumped on you. I understand what you are saying about loans, and agree about knowing the full ramifications. (I am a huge follower of Dave Ramsey.)
Honestly, after seeing the advice from this thread I might just take the $20k and run. I mean, I only care to get my CFI. I have no desire to fly for an airline....yet.
I want to fully develop my love of flying before I make that call. And I go back for a 1-on-1 interview with SWA this July for a Flight Attendant position.