Please, I need help. Tips on paying for ATP
Hi guys. Please help me out with this as best as you can. For the past year and a half I have been wanting to attend ATP.
As far as I'm concerned it seems like the best flight academy out there, especially as far as multi-time goes. However, I have a problem which has stopped me from attending. Simply put: I am not rich nor do I know anybody who is!
You see, right now I am getting my PPL at a CPC FBO which, although very good and professional is not up to ATP standards...and I won't be getting any significant multi-time with them. Their only plus is that I pay per flight, which I can afford.
But ATP's block payments are FAR out of my reach. My current financial situation barely allows me to pay for 2 flights per week....nevermind 5,000 or 8,000 at a time!
I have decided to do the following: Finish my PPL at the flight school I am at right now. Continue college in the fall and finish my degree in 2 years.
Then, after I have my 4 year degree I will go back and finish getting all my ratings. Preferebly at ATP.
But, like I said before I am not rich! I do not have enough credit to get a loan-believe me I've tried- and I don't know anybody who does have enough credit...tried that too!
It seems that Key Bank and Sallie Mae only give loans to those who don't need it: if you have loads of money in the bank, a nice big house, a nice expenisve car etc....then you get a loan. Otherwise you are SOL! Makes no sense to me, but I digress....
Ok, this is where I need all the help I can get. Please give me any and ALL tips you can on how to possibly secure a loan for ATP, pay for ATP, or any combination of that.
Right now the only thing I can think of is saving money for the next 2 years, but that would mean I would have to save 20,000 a year to have 40,000 within 2 years! And for somebody attending college with other expenses on top of that...saving 20,000 a year is almost impossible.
So please help me out in any way you can on how I can go about attending ATP, as that is where I really want to be. If I atleast KNEW somebody who could Co-sign for me I could get them removed after 24 payments...but I don't even KNOW anybody that could co-sign.
What would you guys say I could do as far as loans and payments go. Please give me any advice you can...nothing would sound stupid or impossible! Give me all your good ideas! Thank you!
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