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Midl1 · April 12th, 2005, 18:52

Bad idea on cancelling them... it is better to keep them open then close... having them open mantains you debt ratio and strengthens your credit, so the best theing is to have them open and just not use the, but like once evey 6 months to keep them active.... this will improve you credit FICO score tremendeously... some day your going to want to buy the beautiful home and then you will be in hte same place... open lines of credit with a history are the best thing for you.

April 12th, 2005, 18:52	#43
Midl1 Newbie Join Date: Mar 2005 Posts: 2	Re: Key Bank loan Bad idea on cancelling them... it is better to keep them open then close... having them open mantains you debt ratio and strengthens your credit, so the best theing is to have them open and just not use the, but like once evey 6 months to keep them active.... this will improve you credit FICO score tremendeously... some day your going to want to buy the beautiful home and then you will be in hte same place... open lines of credit with a history are the best thing for you.