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I also used Sallie Mae and was very happy with the outcome.
Hey Heath how did you get it deferred for 18 months, did you have to claim financial hardship or do you have a different type of loan. Mine is the Career Training loan through Sallie Mae and the interest rate was only 1 percent higher than Key Bank, but they wouldn't defer it because they said it wasn't a true education loan.
Anyways, thought I would try to figure out a way to not have to pay The Man for 18 months.
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Hmmm, I just checked the box for the 18 month deferral! They didn't give me any grief and my loan shows the payments starting in 18 months. Until then, its just $10/month. Just don't mention my name if you complain, I don't want them to rethink my deal if they goofed!
Heath