I also used Sallie Mae and was very happy with the outcome.
Hey Heath how did you get it deferred for 18 months, did you have to claim financial hardship or do you have a different type of loan. Mine is the Career Training loan through Sallie Mae and the interest rate was only 1 percent higher than Key Bank, but they wouldn't defer it because they said it wasn't a true education loan.
Anyways, thought I would try to figure out a way to not have to pay The Man for 18 months.