Already had the real job, realized it wasn't my passion. I finished the bulk of my studies at the U in the mid '90s, got lured away to California by big dot-com dollar signs. I had everything done for my degree when I left, but the Psych dept was insistent that I retake two courses. By the time I got around to doing those via correspondence, the semester conversion caught up with me and I had to take a few more courses to satisfy some new dept requirements.
I think I've still got a few long nights of study in store for me--if not in the course of getting the rest of my ratings, then for sure in groundschool at whichever regional I can sucker into hiring me!